This section details the Philosophy and Specifics of our Membership Plan. We have made every effort to make this as simple as possible, keeping you as a Person and Patient in our
Read The Fine Print. Eyes Wide Open. Make Sure You Like it.
minds as our Number One priority. In addition, this is our first and best effort to bring forth a system that bridges the gap between Modern Medicine and Holistic Medicine. Finally, we are working constantly to improve on our system. "Universal" Healthcare in The United States may not be here today in an ideal format, but private practices can do our best to offer innovative and competitive solutions for consumers within our current free market system.
1) SIGN UP WITH A REAL LIVE PERSON AS WELL AS ONLINE AND VIDEO CALL
We offer three plans. Plans A, B, and C. Three Main choices. People may make alterations to any plan they choose. While some alterations increase the rates, some have no increase. It simply depends on what it is you would like to change. There are no subtractions to our plans, but you may choose additions and/or substitutions. Currently, we prefer to handle your alterations either in-person, via telephone, or video call in order to provide you with the clearest choices and explanations. Remember, this is all a new format in business and we want this to be most helpful to you in your Healthcare strategies.
2) WORKING WITH YOUR INSURANCE COMPANY MAKES EVERYTHING BETTER
If you've read through the descriptions of Plan A, B, and C, you may have noticed that they are remarkably similar to each other. This is because we are attempting to offer some model of Healthcare Universality to the Public. We want to be very clear that the USAHolistics model is absolutely, and in no way political. Rather, it is a commercially-driven initiative dedicated to providing Integrative Holistic Healthcare Services for the General Public. Therefore, instead of competing with the installed system of MDs, Insurance Companies, and the Pharmaceutical Companies, we prefer to support the Modern Medical establishment and work in concert with it to provide the highest quality healthcare to the public. Through the process of Integrative Medicine, we can now combine all appropriate modalities, specialties and pharmacologies to help Patients to recover faster and better.
3) 30-MINUTE SESSIONS
Our model is built on the concept that you are not feeling great and need professional medical help as efficiently as possible. Therefore, our sessions are based on 30-minute time slots. This saves everyone lots of wasted time and money in the healing process. All three of our plans work this way. Some exceptions may apply.
4) NO EXCLUSIONS FOR PRE-EXISTING CONDITIONS
Pre-existing conditions is a huge issue for everyone. This battle is simply not ours to fight. Our model is built on the concept that ALL PEOPLE have a right to purchase a quality product in America. It is purely that simple for us. And, our product is Top Quality Supplemental Integrative Holistic Helathcare and Healthcare Coverage. We are seeking to help people who are either sick and/or in pain. This is a driving component to our philosophy of working WITH your Insurance Company and Pharmaceutical Companies. Quite often, they help Patients. And that is our mission too...To help YOU, the Patient..The Person. If we discover that we cannot help you and our team of Practitioners determine you require specific treatment at another facility, your coverage plan may remain in use, you may transfer it to a family member, freeze it, cancel it, or even apply a portion of it toward your new Practitioner - even if they are not a participating Member of USAHolistics. We figure, if it was our family going through an illness, how would WE want the Medical Coverage people to handle our monthly fees. So, just to be absolutely clear, our plans have NO EXCLUSIONS FOR PRE-EXISTING CONDITIONS.
5) UNIVERSALITY OF OUR PLANS
The Universality of our Plans may be a great choice for many New Yorkers. Although we are not offering "Universal Healthcare for All", we are in fact offering a system that is Standardized and Scaleable based on YOU, your healthcare needs and your financial considerations. Inherent to all three plans is our philosophy of affordable weekly Holistic Healthcare and Manual Therapies to be made available to PEOPLE. Weekly, because when you receive weekly Licensed Massage Therapy, Osteopathy, Acupuncture and counseling from a Nutritionist, you typically feel better, perform better, and become a person who is in better general health and physical condition. After all, we brush our teeth twice a day, right? With the level of stress we live with in today's world, of course we need weekly body tuneups. Some people need even more than once per week, based on injuries, pre-and post-operative conditions, and many other factors. Everyone is different and has different needs and different results. All Healthcare is truly unique and personal. Integrative Holistic Healthcare takes it even further for you.
6) CANCELATION POLICY
We have tried to develop a policy that is fair to everyone. That means you and the Practitioner. Since we are building something new, for the Patients, for the People, we are hopeful that you stay with us all year and the following years. However, situations change. People may choose to cancel their membership coverage. We require you to do so in writing via U.S. Mail, FedEx, UPS, or similar. After your eighth (8th) consecutive month of coverage, we simply ask for 30 days notice of your desire to cancel. Should you need to cancel with fewer than 30 days notice, you will be billed in full for the remaining unused portion of your last remaining days from that month. So You may enjoy your remaining days even after you've cancelled, since you will have paid for it anyway! If you decide that this is just not for you, and it is fewer than eight (8) months, Then we will require a 10% Cancellation Fee based on the total monthly rate times the remaining calendar months left on your contract. For Example: You Chose PLAN A @ $237/Mo. $237 x 12 = $2,844 for your total annual PLAN A Coverage. In Month 4, You decide that this is just not for you. So, you mail us a cancellation request. We will cancel your coverage upon our receipt of your 10% Cancellation Fee of the remaining unused portion of your Coverage Plan. If and when you decide you must cancel, it is best to call our office and speak with us directly. We will calculate your Cancellation Fee and agree upon the final number prior to Canceling your Coverage.
7) THE PLANS DETAILED AND SPECIFICALLY EXPLAINED
The details, similarities, and differences among the three plans are specifically explained in this section. Each of our three plans function identically to each other; varying based on price, frequency, and alterations/additions to our basic plan framework. You may choose to pay manually each month, or set up your account through autopay to let it all happen in the background. And is as follows:
Our Plans are based on 30-minute office visit Sessions for the Acupuncturist, Licensed Massage Therapist, and Nutritionist. The Osteopath is based on 15-Minute office visit Sessions. Each is considered (1) Unit and all Plan coverage includes any combination of the four main modalities:
Licensed Massage Therapy, Acupuncture, Osteopathy, and Nutrition.
You are able to combine any and/or all treatments on the same day. For example, if you want a 2-hour massage, you may have it. Remember that each Session is considered (1) Unit. So, a 2-hr. massage would be considered, "4 Units". If you want a 2-hr. massage (4 Units); a 1-hr. Acupuncture Session (2 Units); and a 1-hr. consultation with the Nutritionist (2 Units) all on the same day, this is now possible and would be considered (8) Units.
Still, another example could be that you require treatment due to an injury. Responsible care providers would like to see you have a massage, acupuncture and even joint manipulation from the Osteopath; but not necessarily requiring a nutrition consult. If you have chronic pain, perhaps a serious physical injury, or even are dealing with pre- or post-operative conditions, having treatment plans which include therapy 1-3 times every week is very real and very common. So you may be in a treatment plan which includes: (1) Unit for Massage and (I) Unit for Acupuncture twice per week. That's (4) Units per week, or 208 Units per Year; which is now double our PLAN C (additional monthly fee applies). During the course of your treatment plan, your Practitioners may choose to adjust your sessions to include the Osteopath. It is all possible to interchange Practitioner Session Units. And, as promised, whenever possible, we will work with you and your Insurance Companies to help you get reimbursed for as much of our services as possible. Through integration, we practice better Healthcare.
The issue has always been that the insurance companies don't cover everything all the way to through until you are fully recovered, or don't even cover your manual therapies at all. Although we are not providing medical insurance, our three basic supplemental healthcare plans do offer up to 104 total annual Units, which you may always upgrade and customize to include more sessions should you require more treatment. This would be theoretically appropriate for people who are dealing with more serious recovery conditions. Many People are being treated by the Osteopath and Acupuncturist under their Insurance plans. Our plans are typically Additional Coverage for people who often require more office visits than their Insurance Companies will cover. It is all based on YOUR Insurance Company. However, when your Insurance Company doesn't cover the additional Osteopathy and Acupuncture sessions, or any of the Licensed Massage Therapy or Nutrition Counseling, USAHolistics offers a high-quality reliable and affordable solution.
No exceptions. No restrictions means that, provided there is an available appointment and there are no contraindications specific to your condition to prevent us from responsibly treating you, you cannot be denied this supplemental healthcare coverage. If you have pre-existing conditions, we want to be clear that your are eligible for our coverage plans. The issue of Contraindications may arise while you are having a specific acute and/or chronic presentation of your condition. The decision NOT to treat you would be based on known Contraindications and would be at the discretion of your Therapist and/or Medical Practitioner. There are many medical conditions which would be considered a Contraindication for treatment. As such, we would refer you back to your appropriate MD for treatment or do our best to refer you to one within the USAHolistics network, should you need an MD or at this level, a Specialist. This program is a prototype and works directly with USAHolistics' physical location(s). As our Network of MDs continues to grow, we reserve the right to make alterations or additions to these current plans. We may also remove or introduce other solutions.
Price Comparison and Session Frequency is as follows:
48 Annual visits
$258 / month
$15 co-pay per treatment
76 Annual visits
$388 / month
$10 co-pay per treatment
104 Annual visits
$558 / month
$0 co-pay per treatment
SAME AS PLAN A, only discounted because YOU SERVE US EVERY DAY.
U.S. Military Veterans, Active Duty, Registered Nurses, Public School Teachers and First Responders (Police, Firefighters, EMT/Paramedics)
Unlimited online access
$98 / month
Hourly single-session appointments are $125.